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IQ Option Banking

Your capital may be at risk. This material is not investment advice.
Written by trading expert:Professional Day Trader
More info...
Short resume:
  • Author of the book Options Trading for beginners
  • Worked in finance in 12 years
  • Got a MBA in Finance, BA, International Business Administration And Marketing
  • Built a solid record of achievements through constantly developing financial markets
  • Traded on the most frequently utilized stock exchanges: TSE, LSE,NASDAQ, NYSE, Euronex Actively managed a 6-9 million dollar portfolio
  • Developed new and innovative trading systems and implemented them during trading hours
Matthew O'Connor is the author on the bestseller Option Trading for Beginners
Option Trading for Beginners - Written by Matthew O'Connor

For people new to IQ Option, and not sure how money can be deposited in their account, well, IQ Option Banking has made things easy and safe for people. With IQ Option Banking, users can deposit funds, trade their assets and purchase financial options on derivative products. In order to use this platform, it is essential that you use the proper banking methods. You will need it to deposit and withdraw funds from your IQ Option account. Here are the supported banking methods on IQ Option.

Wire transfer

This is the traditional method of transferring money. This method is available for almost anyone with a bank account. However, you must note that this method uses the traditional banking networks for transfers, and is much slower than modern methods. It can take 10-12 working days for your money to be transferred. Even if your bank or IQ Option may offer fast processing, the networking among bank is still likely to take time and it will still take at least 6-7 days. This method can be used for both deposit and withdrawals.

Credit or debit card

Another convenient and popular IQ Option Banking is through the use of credit or debit card. Currently, IQ Option accepts Visa, MasterCard, Maestro and Visa Electron cards. This transfer is completed almost immediately. This method can be used for both withdrawal and deposits. However, for security methods, IQ Option allows you to withdraw to the same card from which you made the deposit.

Third Party Online Payment Services

IQ Option also allows you to use third-party payment processing services, sometimes also called e-wallets. The supported third-party payment services are:

  • Skrill
  • Neteller
  • Boleto
  • Qiwi
  • WebMoney
  • CashU
  • iDeal
  • Fasapay


Note that not all of these payment services are available everywhere. You will see the available options for you depending on which ones are available in your country or region. If you have balance in any of these services, you can instantly use it on IQ Option. If you have a card that is not accepted directly, you can use pay via one of these services in order to make use of that card. This payment system can be used for deposit as well as withdrawals.


Another IQ Option Banking is by the use of Cryptocurrencies. You can make a deposit by using cryptocurrency. Currently, IQ Option accepts Bitcoin deposit. The process is handled by a third-party service. An important consideration is that the payee has to cover any transaction cost. So it is always a good idea to check the current transaction costs for the Bitcoin network before transferring Bitcoins.

All transactions are carried out over SSL encrypted connections. IQ Option uses the security measures commonly used for online banking, and hence you can be assured of a high level of security for your funds during the transaction. An additional step is also required for withdrawal of funds. You need to verify your identity for legal purposes and also to ensure that nobody else can steal funds from your account.

NOTE: This article is not an investment advice. Any references to historical price movements or levels is informational and based on external analysis and we do not warranty that any such movements or levels are likely to reoccur in the future. In accordance with European Securities and Markets Authority’s (ESMA) requirements, binary and digital options trading is only available to clients categorized as professional clients.
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